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Pay me my money down

I thought I heard the captain say, Pay me my money down
Tomorrow is our sailing day, Pay me my money down

Ch.
Pay me, oh pay me, Pay me my money down,
Pay me or go to jail, pay me my money down

As soon as the boat was clear of the bar
He knocked me down with the end of the spar

I wish I was Mr Howard's son
Sit in the house and drink good rum

Well, I wish I was Mr Steven's son
Sit on the bank and watch the work done